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Terms of use

1. INFORMATION ABOUT US

This website including all subdomains (the “Website”) is operated by CFC Underwriting Limited ("CFC" "we", "us", or any generic term or phrase). We are registered in England and Wales under company number 3302887 and have our registered office at 85 Gracechurch, London, EC3V 0AA. Our main trading address is 85 Gracechurch, London, EC3V 0AA. Our VAT number is 135541330.

CFC Underwriting Limited is authorised and regulated by the Financial Conduct Authority (FRN Register Number: 312848).More information about the FCA can be accessed at www.fca.org.uk

These Terms of Use (the “terms”) explain how you may use this Website and any of its content. These terms apply between us and you, the person accessing or using the Website (“you”). This website is intended for business users.

 

2. ACCESSING OUR WEBSITE

By using our Website you confirm that you accept these terms and that you agree to comply with them. If you do not agree to these terms, you must not use our Website.

Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice. We will not be liable if for any reason our Website is unavailable at any time or for any period.

From time to time, we may without liability restrict access to some parts of our Website, or our entire Website. We may amend these terms from time to time. Please check these terms to ensure you understand the terms that apply each time you visit the site.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to, or permit its use by, any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms.

You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.

 

3. INTELLECTUAL PROPERTY

All material contained on the Website is our property or the property of our third party licensors. All such intellectual property rights in the Website are reserved.

We grant you a limited licence to access any part of the Website you are authorised to access for the sole purpose of obtaining information concerning CFC and the services it offers, and, in relation to brokers using the Website via the broker login, for the sole purpose of reviewing the relevant information in connection with customers for whom you as agent.

You may not use the Website or any of the content for any other purpose whatsoever without our express written permission.

You may not:

  • remove any copyright, trade mark or other intellectual property right notices contained in material on the Website; or
  • modify or alter all or any part of the Website or any materials contained on the Website without our prior written agreement; other than for the purpose of reasonable personal use.

 

4. INFORMATION ABOUT YOU AND YOUR VISITS TO OUR WEBSITE

We process information about you in accordance with our privacy notice as amended from time to time. By using our Website, you consent to such processing and you warrant that all data provided by you is complete and accurate. In the event that CFC undergoes reorganisation or is sold to a third party, any personal information CFC holds about you may be transferred to that reorganised entity or third party, provided that their usage of it remains in accordance with our privacy notice.

 

5. RESTRICTIONS ON USE

As a condition of your use of this Website you agree that you will not:

  • reverse engineer or decompile (whether in whole or in part) any software at the Website (save to the extent expressly permitted by applicable law);
  • enter those parts of the Website that are protected by password unless you have, and are entitled to use, a valid password;
  • publish, post, upload, distribute, disseminate or otherwise transmit, information or pictures that are obscene or pornographic onto the Website;
  • use threatening, menacing, racist, offensive, defamatory, libellous, slanderous or otherwise unlawful language on the Website;
  • upload anything to the Website that contains software or other materials in breach of any intellectual property rights or in breach of confidence; or
  • engage in any behaviour intended to inhibit any other user from using and enjoying the Website or is otherwise likely to damage or destroy the reputation of the Website, including, without limitation, hacking into the Website, delivering viruses or forwarding chain letters, surveys, contests or pyramid schemes.


6. LINKING TO OUR WEBSITE

You may link to our home page, provided you do so in a way that is fair and in accordance with your local law and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists, or suggest that our Website or any part of it is owned by you.

You must not establish a link from any website that is not owned by you.

Our Website must not be framed on any other site, nor may you create a link to any part of our Website other than the home page. We reserve the right to withdraw linking permission without notice.

 

7. THIRD PARTY SITES

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

 

8. LIMITATION OF LIABILITY

We exclude all implied conditions, warranties, representations or other terms that may apply to our Website or any content on it.

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of or inability to use our site,
  • use of or reliance on any content displayed on our site,
  • loss of profits, sales, business, or revenue,
  • business interruption,
  • loss of anticipated savings,
  • loss of business opportunity, goodwill or reputation, or
  • any indirect or consequential loss or damage.

 

9. NON-RELIANCE

The content on our site is provided for general information purposes only. It is not intended to amount to advice on which you should rely upon. You should always use your own independent judgement when using this site and seek professional advice where required.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

 

10. PRIVACY

We will only use your personal information as set out in our privacy notice.

 

11. GOVERNING LAW

These terms, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law and subject to the exclusive jurisdiction of the courts of England and Wales.

 

12. CONTACT US

If you have any comments or questions about the content of the Website, please contact marketing@cfc.com.